The Insider Guide to Mortgage Applications

In this episode, Cameron shares his experiences with mortgage loan applications. You’ll hear some of the reasons applications are rejected, the importance of filling out the forms fully and truthfully, and how and why to be completely transparent with your loan officer.

The Homebuyer Hustle podcast is hosted by Cameron D’Avis, a loan originator with 20 years of experience. In each episode, Cameron discusses topics that can help anyone buying a home - from first-timers to seasoned investors. Cameron walks you through the pre-approval process, selection of your first home, things you should avoid, and other important topics from a real estate professional’s perspective. Podcast guests will include industry pros - CPA’s, appraisers, title reps, and home inspectors, sharing their experiences and insights. 

Discussion Points:

• The payment you can afford is the #1 concern, not interest rates
• A complete and fully truthful application is key
• Your credit report and the application
• Accounting for large amounts of cash - save your bills of sale
• Make it easy for your loan officer - they don’t have time for forensic accounting!
• Alert your loan professional to any red flags and explain them
• Don’t make big purchases when your loan is in process
• Don’t wait for interest rates to go down, buy now and refi later
• Get prequalified - ask me
• Reach out with any questions or comments!

Resources:

Cameron D’Avis Profile 

Contact Cameron