Recap of the Big 3

In this episode, Cameron focuses on the issues that might arise around your income reporting on mortgage applications.  From listing a second job, to proving a track record as a self-employed or commission-based employee, to constantly shifting lending requirements, Cameron gives you the inside track on navigating the process to help you get into the home of your dreams.

The Homebuyer Hustle podcast is hosted by Cameron D’Avis, a loan originator with 20 years of experience. In each episode, Cameron discusses topics that can help anyone buying a home - from first-timers to seasoned investors. Cameron walks you through the pre-approval process, selection of your first home, things you should avoid, and other important topics from a real estate professional’s perspective. Podcast guests will include industry pros - CPA’s, appraisers, title reps, and home inspectors, sharing their experiences and insights. 

Discussion Points:

• Previous points, the mortgage application and credit reports
• Income requirements and second jobs
• Self-employment income/deductions issues
• 1099 and commission-based income - you must show a track record
• Changing lending requirements
• Don’t wait to buy real estate - fear of interest rates should not affect your purchase
• Gaining equity and boosting your credit, you’ve got that home
• Just because you buy a home, your credit and equity building doesn’t stop
• Work on your credit and verifiable income, and let's go from there!
• Reach out with any questions or comments!

Resources:

Cameron D’Avis Profile 

Contact Cameron