Life as a Lender

Did you know that 77% of homes in the U.S. have HOA fees? In this episode, I’ll dig into some of the specifics around this monthly expense. When estimating your monthly payment, you must consider and include things like HOAs, insurance, and property taxes. Tune in to hear more, including a recent client story I share about a short close scenario and the fees that you may pay.

The Homebuyer Hustle podcast is hosted by Cameron D’Avis, a loan originator with 20 years of experience. In each episode, Cameron discusses topics that can help anyone buying a home - from first-timers to seasoned investors. Cameron walks you through the pre-approval process, selection of your first home, things you should avoid, and other important topics from a real estate professional’s perspective. Podcast guests will include industry pros - CPA’s, appraisers, title reps, and home inspectors, sharing their experiences and insights. 

Discussion Points:

• Interest rates - a drop is expected in early 2024
• Client story - short close on a second home purchase 
• Resetting for the client’s next purchase
• Fully underwritten pre-approvals- get one
• Have a good explanation for any red flags
• HOA’s - 77% of homes have one, what they cover
• Additional insurance for your personal belongings
• Estimating your monthly payments
• HOA’s - not just for condos!
• Single-family residences with HOAs
• Listen to this episode again and let it really sink in
• Reach out with any questions or comments

Resources:

Cameron D’Avis Profile 

Contact Cameron 

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